Motorbike riding lovers know that, having a spare motorbike temporarily can often be very useful and life-saving right after a motorbike accident, to be able to carry on with your regular activities. Whether your motorbike is in the workshop for repairs or you are waiting for an insurance claim to be finalized, ensuring that you can secure a replacement motorbike should you need it and understanding how to make a claim is vital. This article will talk about searching for a replacement motorbike after getting involved in an accident, what you are entitled to, how the claims takes place and the advantages of employing a professional service.
Right to a Replaced Motorbike
After all, you are entitled by law to a temporary courtesy motorbike or a courtesy car in the event of a non-fault accident – so you could kill two birds with the one stone. Now, under Tort law,heads of loss are recoverable in insurance as the cost of the entire replacement vehicle may be claimed directly from the insurance of the negligent party. This should mean there are no charges for the temporary replacement motorbike, as the insurance of the at-fault party covers it.
Your replacement motorbike should be to the same standard as your own bike – this is known as a courtesy motorbike ‘like for like’. This way your innocent leisure activity that you woke up to ride, doesn’t ruin the rest of your day.
Replacement Motorbike Claims
As the victim in a motorcycle accident, part of your claimed damages will be to a replace motorcycle. The courtesy motorbike must be hired to you from the at-fault party, so the claim in this situation is uninsured, being the hire of the courtesy motorbike not the hire of your insurance.
The claim is speaking in terms of Tort law- Tort law is what enables people whose property is harmed by someone else negligently to recover for their loss. The replacement motorbike is priced according to the ABI/GTA motorbike hire rates and consists of days with the associated daily rates for each motorcycle type categorized into hire groups.
How do I get a replacement Mr. Motorbike Tech?
Go to a professional service provider like ACC to get your replacement motorbike. With the complete claim of your motorbike, even the courtesy hire motorbike they support you a bike hire like to that of yours. They will determine the suitability of their service with you and if all is agreed will deliver you a replacement motorbike fully insured and ready to use.
Motorbike on stand-alone Courtesy for the temporary replacement while the insurer processes the vehicle claim ACC allows for a stand-alone motorbike on Courtesy only ACC allows for a stand-alone motorbike on Specified Items ACC offers a stand-alone Specified Items service for those who only need a temporary replacement while their insurer processes the vehicle claim.
ACC allows for stand-alone Specified Items on Courtesy only ACC allows for stand-alone Specified Items on Specified Items-only Acc offers a stand-alone Specified Items & Non-Fault non- motor service for those who only need a temporary replacement while their insurer processes the vehicle claim ACC allows for stand-alone Specified Items on Courtesy only ACC allows for stand-alone Specified Items on Specified ItemsACC offers a stand-alone Non-Fault only service allows for stand-alone non-fault on non-fault only ACC allows for stand-alone non-fault on other services.
They belong to a range of comparable networks using the complete motorbike accident claim solution costing nothing as well as a feasible alternative to using your insurance provider. This insurance lets you manage your motorbike claim right through to arranging repairs on your motorbike and even determining what your bike is valued at in the event of a total loss.
Substitute Motorbike Write Off Claims
If your motorbike was written-off in your accident, then you can also claim for the value of a new one. Recover the Pre-Accident Value of Your Motorbike From the At Fault Party’s Insurance Company With the Assistance of ACC When you instruct an independent engineer, your motorcycle is assessed to ascertain its pre-accident condition, age and service history and as a result a write off figure is determined. After agreeing to an amount, the balance of the report will be transmitted to ACC for final processing and for submission to the at-fault party’s insurance company.
Finally, one must appreciate their right to a replacement motorcycle after an accident and understand the path this entails. Only in so doing can a rider they receive the fair and full compensation to which they are entitled. Recoursing to the services of a professional will go a long way in cutting the red tape and give you assurance of another motorcycle on a temporary basis at no additional charge.